Unique Home Financing
CONVENTIONAL AND VA LOANS AVAILABLE
Barndominium Home Loan
Barndominums are one of the quickest growing trends in home styles across the United States. Both practical and aesthetic, this unique home style offers benefits for homeowners looking to add space for hobbies without constructing a separate physical structure. From traditional to contemporary you will be amazed at the designs available.
- Down payments as low as 3%
- 620 minimum FICO score may be accepted
- Home must be on a fixed foundation (does not apply to mobile/movable unique homes)*
- Property must meet all applicable appraisal requirements
Container Home Loans
At Cardinal Financial, we’re shipping you home. People all across the country are skipping traditional homes in favor of shipping containers. Why? These steel structures are tough and durable, environmentally friendly, and come with a predictable cost. It’s no wonder this housing trend is taking off.
- Down payments as low as 3%
- 620 minimum FICO score may be accepted
- Home must be on a fixed foundation (does not apply to mobile/movable unique homes)*
- Property must meet all applicable appraisal requirements
- Must be two like comparable homes in order for the appraiser to determine value and establish marketability
Tiny Home Loans
Seeking the simple life? With tiny homes, there’s big opportunity. Cardinal Financial proudly offers Conventional financing for tiny homes that are on a fixed foundation with two like comparables. If you’re looking to live like a minimalist and go off-grid, we can get you the financing you need.
- Down payments as low as 3%
- 620 minimum FICO score may be accepted
- Home must be on a fixed foundation (does not apply to mobile/movable unique homes)*
- Property must meet all applicable appraisal requirements
- Must be two like comparable homes in order for the appraiser to determine value and establish marketability
Manufactured or Modular Home Loan
While other lenders have pulled out of the manufactured housing market, we’ve continued to offer a wide variety of financing options specifically designed for manufactured housing. You could finance the purchase or refinance of your manufactured home and the land it sits on with one of our many tailored loan options.
- Multi-width and modular homes
- Fully conforms to national building codes
- Flexible and affordable financing options
- Conventional, FHA, VA, and USDA financing available