Construction and Renovation Home Loans
At Cardinal Financial, we know a smooth loan process is crucial to any home construction. It’s a busy time with a lot of moving parts—that’s why we’re committed to fostering a seamless transaction. When tailored to your specific financial situation, our construction loans give you the chance to build and finance the home you’ve always dreamed of. We keep you, your builder, and your real estate agent completely in the loop with clear communication about where your loan is every step of the way.
- Low credit scores accepted
- Limited credit overlays
- Low interest rates available
- Favorable terms
- Flexible loan options
Ask about our Jumbo One-Time Close option!
Don’t walk away from that fixer-upper. Make “It has potential” possible with one of our renovation loan programs. You could finance the home improvements and remodeling of your current home or purchase a distressed home that needs a little TLC. The possibilities are endless!
- Low down payments and low rates
- Fund thousands of dollars in repair costs
- Flexible credit and underwriting requirements
- Ideal for distressed properties, fixer-uppers, older homes, homes for disabled and/or elderly residents, home upgrades, and additions