Cardinal Financial Blog

PURCHASE

The Disadvantages of Renting

Becoming a homeowner can be scary. If you’re on the fence, we’ve broken down the disadvantages of renting so you can make your decision

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HOME & GARDEN

The Renovating a House Checklist You Absolutely Can’t Skip

New cabinets glisten in the light of trendy pendant lights. Attractive tiles line the bathroom floor where pink vinyl used to be. Durable yet

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PURCHASE

The Cost of Home Ownership

For many, the dream of home ownership seems out of reach. Between the high cost of homes, a competitive market, and the relative ease of renting in

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REFINANCE

The Refi Timeline

Thinking of refinancing your home loan, but not sure how long it will take? Read our breakdown of the refi timeline. If your home equity is high, now

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PURCHASE

When Are Closing Costs Due, and What Do You Need to Know About Them?

Rising home prices, stringent loan requirements, and hidden fees can make a lot of people question whether or not buying a house is the right move.

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PURCHASE

Self-Employed and Buying a House: How to Get Financed

You’re self-employed, but that doesn’t mean you have to do everything yourself—especially when it comes to financing your home. If the

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MORTGAGE MARKET

What Is a Conventional Mortgage?

If you’ve started your home loan search, two mortgage types have probably risen to the top of your list: FHA loans and conventional loans. These

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PURCHASE

Types of VA Home Loans

As a veteran, you have access to some very well-deserved perks. There are dining discounts at restaurants, ticket promos at the movie theater, and

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PURCHASE

Freddie Mac BorrowSmart℠: The Smart Way to Get More Cash For a Home

Are you pinching your pennies to save up for a down payment or closing costs? The Freddie Mac BorrowSmart program can help you get cash to close, the

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PURCHASE

How Do I Get My VA Certificate of Eligibility?

When it comes to getting your home financed with a VA loan, there are a lot of moving parts. But before the process can be set in motion, you need to

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HOME & GARDEN, MORTGAGE MARKET

How to Prepare Your Garden for Spring in 7 Steps

Whether you’re cultivating a vegetable crop or planting some beautiful blooms, a garden is a great way to freshen up your home for the spring (and

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