Cardinal Financial Blog

MORTGAGE MARKET

How Do I Get a First-Time Home Buyer Grant?

Saving up for a down payment or closing costs can be a struggle, especially if you’re a first-time home buyer. But, if you know where to look,

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HOME & GARDEN

Pet-Friendly House Tips: Best Home Features for Pets

Some say pets are the new kids. Whether you agree or not, it’s no secret that our fur babies are like family. So, how can you make sure your

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MORTGAGE MARKET

7 Mortgage Facts Every Baby Boomer Should Know

Attention: Baby Boomers. Here are seven mortgage facts you may not have been aware of. If you’re a Baby Boomer (born between 1946 and 1964),

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HOME & GARDEN

How to Prepare Your Garden for Spring in 7 Steps

Whether you’re cultivating a vegetable crop or planting some beautiful blooms, a garden is a great way to freshen up your home for the spring (and

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HOME & GARDEN

Here’s What Not To Fix When Selling a House

Thanks to certain home improvement channels, renovations might seem like a relatively easy way to increase your home’s value. A new door, new

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MORTGAGE MARKET

Top 12 Confusing Mortgage Terms, Explained

When you start your home loan search, there are a lot of mortgage terms to sort through. Get some clarity the easy way with our roundup of 12

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MORTGAGE MARKET

Who Sets Mortgage Rates? Everything You Ever Wanted to Know

Sure, you can google, “who sets mortgage rates?” and, “why do mortgage interest rates change?” But, you’ll probably be a bit baffled by the

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PURCHASE

The Mortgage Process: What To Expect

When you’re gearing up for a home purchase, it’s important to know what to expect from the mortgage process. That’s why we wrote this quick

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HOME & GARDEN

Know Before You Go: Preparing Your House for Vacation

What to plan for when preparing your house for vacation. The weather is warming up, the trees are regaining their green, and the kids — if you have

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MORTGAGE MARKET

Low Appraisals/Appraisal Gaps: What You Should Know

So, you’re buying a house. You crunched the numbers and you’re ready to nail this purchase. There’s just one issue: the appraisal reflects a

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PURCHASE

How Much Mortgage Can I Qualify For?

What is “DTI” and how does it influence how big my mortgage can be? We’ve all done a bit of hypothetical house hunting before, right? You’re

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PURCHASE

Home Buying: Getting Over the One That Got Away

It’s okay to grieve over the loss of your dream home, but you can’t stay down forever. If you’ve been around long enough to where you’re

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